10 Best Smartwatches With NFC For Contactless Payments 

In this fast-paced era, luxury is defined by one thing: SEAMLESS TRANSACTIONS. 

Luckily, smartwatches equipped with NFC (Near Field Communication) technology have emerged as the epitome of effortless payment experiences.

But, the real question you have to ask is this: Do i really need NFC on my smartwatch?

Absolutely, YES!

With a simple tap on your wrist, you can make contactless payments without even taking your wallet. Amazing, right?

Now, to make sure you get the best out of this mind-boggling feature, we have tried and tested several smartwatches, and narrowed down the top smartwatches with NFC payment options.

So, let’s dive in and explore the exceptional world where convenience meets innovation!

Disclaimer: By purchasing any product through our links, we’ll earn a small commission from the sale with no additional or extra cost to you!

Top 10 Smartwatches With Contactless Payment

Product	Batter Life	Price
Apple Watch Ultra	3 Days	Check Price
Apple Watch Series 8	3 Days	Check Price
Samsung Galaxy Watch 5	2+ Days (50 Hours)	Check Price
Samsung Galaxy Watch 5 Pro	3+ Days (80 Hours)	Check Price
Google Pixel Watch	1 Day	Check Price
Fitbit Sense 2	6+ Days	Check Price
Garmin Venu 2 Plus	9 Days	Check Price
Garmin Forerunner 55	14 Days	Check Price
Fossil Gen 6	1 Day	Check Price
Mobvoi Ticwatch E3	2+ Days	Check Price

In this buying guide, we present the finest smartwatches that seamlessly integrate with your payment systems, allowing you to tap, pay, and go. 

Each of these timepieces not only offers the security of contactless payments but also boasts a range of features to enhance your everyday life.

Whether you’re a fitness enthusiast, or a professional on the go, our list has something for everyone!

So let’s dive in!

1. Apple Watch Ultra

Specs and Features:

• High-quality OLED display
• Built-in GPS
• Water resistant
• Impressive battery life
• Powerful processor 
• Voice control and Siri integration 

The Apple Watch Ultra takes the smartwatch experience to a whole new level.

Packed with innovative features and cutting-edge technology, this timepiece seamlessly integrates NFC capabilities for contactless payments. 

By securely linking the watch to compatible payment platforms, such as Apple Pay. Users can effortlessly complete transactions in stores, restaurants, and other locations accepting contactless payments. 

With the Apple Watch Ultra, your wrist becomes your digital wallet, offering a hassle-free and secure payment experience.

Beyond its payment capabilities, the Apple Watch Ultra excels in health and fitness tracking. 

It offers an array of advanced sensors to monitor your heart rate, track workouts, and provide valuable insights into your overall well-being. 

With its built-in GPS and water resistance, you can confidently take it on your outdoor adventures or swim sessions, without missing a beat.

The Apple Watch Ultra boasts a sleek and stylish design, featuring a high-quality OLED display that showcases vibrant colors and sharp details. 

Its customizable watch faces and long battery life allow you to personalize your style. Making it a fashion-forward accessory that seamlessly complements any outfit.

Pros:

• Seamless contactless payment experience with NFC functionality.
• Sleek and stylish design 
• Comprehensive health and fitness tracking features.
• Impressive battery life for a smartwatch.
• Powerful performance for smooth operation.

Cons:

• Limited compatibility with non-Apple devices.
• Higher price point compared to some other smartwatches.
• Reliance on iPhone for full functionality.

2. Apple Watch Series 8

Specs and Features:

• Bright and vivid LTPO OLED display
• Enhanced water resistance for water-based activities.
• Blood oxygen level monitoring 
• Built-in GPS 
• Ultra-fast S7 chip
• Integration with the Apple ecosystem

The Apple Watch Series 8 continues the legacy of its predecessors by offering NFC technology, allowing users to enjoy the convenience of contactless payments. 

With seamless integration of platforms like Apple Pay, users can make secure transactions with a simple tap of their wrist. 

Here’s a complete list of countries that supports Apple Pay!

Sometimes your Apple Pay might get declined, even though you have sufficient balance in your wallet. To solve these malfunctioning errors, check out this guide for how to fix Apple Pay declined errors.

Coming back to the design, Apple Watch Series 8 boasts a stunning design that exudes elegance and sophistication. 

With a refined and slim profile, it sits comfortably on your wrist. While its customizable watch faces and a vast selection of bands let you personalize it to match your style. 

The always-on Retina display showcases vibrant colors and sharp details, making every interaction a visual delight.

Building upon its predecessors’ reputation as a fitness companion, the Apple Watch Series 8 takes health and fitness tracking to new heights. 

Equipped with advanced sensors, it monitors your heart rate, tracks workouts, and provides comprehensive data to help you stay on top of your fitness goals. 

From step counting to sleep tracking, the watch keeps you motivated and informed about your overall well-being.

With its built-in cellular connectivity, the Apple Watch Series 8 (LTE Variant) allows you to stay connected even when your iPhone is out of reach. 

The Apple Watch Series 8 features improved battery life, ensuring it can keep up with your active lifestyle. Whether you’re tracking workouts, receiving notifications, or using apps throughout the day, the watch provides reliable power to keep you connected. 

Without a doubt, the Apple Watch Series 8 solidifies its position as a leading smartwatch, blending style, functionality, and innovation seamlessly. 

Pros:

• NFC technology for convenient contactless payments.
• Elegant design with customizable watch faces and bands.
• Vibrant and detailed Retina display.
• Advanced health and fitness tracking features.
• Cellular connectivity for enhanced independence.
• Wide range of apps available through the App Store.

Cons:

• Compatibility limited to Apple devices.
• Higher price compared to some other smartwatches.
• Limited customization options for non-Apple apps and services.

3. Samsung Galaxy Watch 5

Specs and Features:

• NFC (Near Field Communication) technology 
• Water and dust resistance 
• Intuitive user interface 
• Secure and encrypted data transmission 
• Compatibility with a wide range of apps
• Integration with services like Samsung Pay and Bixby.

The Samsung Galaxy Watch 5 stands as a testament to innovation, delivering a harmonious fusion of style and functionality. 

The Samsung Galaxy Watch 5 is equipped with NFC technology, allowing users to enjoy the convenience of contactless payments. 

By securely linking the watch to compatible payment platforms, users can make swift and secure transactions with a simple tap of their wrist. 

Leave your wallet at home and experience the ease of contactless payments directly from your Galaxy Watch 5.

Featuring a sleek and stylish design, the Samsung Galaxy Watch 5 exudes sophistication. 

With its round display and customizable watch faces, you can personalize the look to match your style and mood. 

The vibrant and sharp Super AMOLED display provides clear visibility in various lighting conditions, making it a pleasure to interact with.

The Samsung Galaxy Watch 5 is a reliable fitness companion, offering comprehensive health and fitness tracking features. 

Equipped with advanced sensors, you can measure your heart rate, track workouts, and provide detailed insights into your overall fitness progress. 

Additionally, it offers sleep tracking and stress monitoring to help you maintain a healthy lifestyle.

With an optimized power management system, the Samsung Galaxy Watch 5 provides good battery life, ensuring it can accompany you throughout the day. 

The watch also offers a variety of additional features such as voice control, music playback, and compatibility with popular apps, enhancing its overall functionality.

Whether you’re a fitness enthusiast or a tech-savvy individual, the Samsung Galaxy Watch 5 is designed to enhance your everyday life and keep you connected on the go.

Pros:

• NFC technology for convenient contactless payments.
• Vibrant and sharp Super AMOLED display.
• Comprehensive health and fitness tracking features.
• Impressive battery life for all-day usage.
• Multiple connectivity options for seamless integration.
• Additional features like voice control and music playback.

Cons:

• Limited ecosystem compared to other platforms.
• Third-party app availability may be limited.

4. Samsung Galaxy Watch 5 Pro

Specs and Features:

• Circular AMOLED display
• Stainless steel case
• Integrated NFC technology
• Water-resistant up to 50 meters
• Long-lasting battery life
• Powered by Samsung’s Tizen operating system
• Bluetooth and Wi-Fi connectivity

The Samsung Galaxy Watch 5 Pro redefines the convenience of NFC and contactless payments, enabling effortless transactions with a mere tap on your wrist. 

By seamlessly integrating with widely-used payment platforms like Samsung Pay, it provides a secure and hassle-free method to make purchases while on the move. 

Along with that, crafted with precision and elegance, the Samsung Galaxy Watch 5 Pro boasts a sleek and sophisticated design that complements any style. 

Whether you’re indoors or outdoors, the display remains vivid and easily readable, even in bright sunlight.

Equipped with an array of sensors, including heart rate monitoring and built-in GPS. It accurately tracks your workouts and provides insightful data to help you achieve your fitness goals. 

Additionally, it offers sleep tracking, stress monitoring, and guided breathing exercises to promote overall well-being.

With an extended battery life, it ensures uninterrupted usage throughout the day, eliminating the need for frequent charging.

It also offers voice control functionality, allowing you to interact with your watch through voice commands. 

With access to a wide range of apps and services, you can further enhance your productivity and personalization.

Pros:

• Advanced NFC technology 
• Sleek and sophisticated design 
• Vibrant and sharp AMOLED display 
• Comprehensive health and fitness tracking features
• Seamless connectivity with compatible devices.

Cons:

• The watch face options may be limited compared to other platforms.
• Navigating the interface may be steep for some users.

5. Google Pixel Watch

Specs and Features:

• NFC (Near Field Communication) technology for contactless payments.
• Compatible with popular payment platforms like Google Pay.
• Vibrant and sharp AMOLED display 
• Built-in GPS 
• Water-resistant design 
• Seamless integration with Google services and apps.
• Fast and intuitive user interface.
• Regular software updates 

The Google Pixel Watch represents a breakthrough in smartwatch technology, offering a myriad of features that seamlessly integrate into your daily life. 

With NFC technology at its core, this watch empowers you to make contactless payments with a simple tap of your wrist.

Here’s a full list of countries that supports Google pay for contactless payments.

The Google Pixel Watch showcases a sleek and sophisticated design, perfectly blending style with functionality.

Its vibrant and sharp AMOLED display provides an immersive visual experience, allowing you to effortlessly navigate through menus, notifications, and apps. 

Equipped with advanced health and fitness tracking features, the Google Pixel Watch ensures that your well-being remains a top priority.

From heart rate monitoring to sleep tracking, it offers comprehensive insights into your health metrics. 

The watch also supports various workout modes, providing real-time data and guidance to help you achieve your fitness goals. 

With its efficient power management and optimization, you can enjoy uninterrupted connectivity and functionality throughout the day.

The watch also offers voice control functionality, allowing you to interact with your smartwatch through voice commands. With a wide range of apps and services at your disposal, personalize your experience and enhance your productivity with ease.

Pros:

• Fast and intuitive user interface
• Advanced NFC technology
• Sleek and sophisticated design 
• Comprehensive health and fitness tracking features.
• Google Assistant integration

Cons:

• Limited availability of third-party app support 
• The watch band options may be limited.
• Compatibility limited to Google Pixel and selected Android devices.

6. Fitbit Sense 2

Specs and Features

• Colorful and vibrant AMOLED display
• Sleek and lightweight design
• Built-in NFC for contactless payments
• Advanced health monitoring features
• Integrated ECG (electrocardiogram) app
• Blood oxygen saturation (SpO2) monitoring
• Water-resistant up to 50 meters
• Long battery life of up to 6+ days

The Fitbit Sense 2 is a cutting-edge smartwatch that brings NFC and contactless payments to the forefront of your wrist.

With compatibility across popular payment platforms, such as Fitbit Pay, you can experience the freedom of making quick and secure transactions directly from your watch.

Make sure to check out this complete list of countries or banks where Fitbit pay is applicable.

Equipped with advanced sensors, it offers features such as heart rate monitoring, sleep tracking, and stress management. 

You can gain valuable insights into your overall well-being and make informed decisions to improve your health with the help of Fitbit’s robust ecosystem.

Designed with both style and functionality in mind, the Fitbit Sense 2 showcases an elegant and modern design. 

Its vibrant AMOLED display delivers crisp visuals, making it easy to navigate through notifications, apps, and widgets.

With an impressive battery life, its efficient power management system optimizes battery usage, ensuring that you can rely on your Fitbit Sense 2 whenever you need it.

Stay connected and in control with the Fitbit Sense 2’s range of connectivity options. 

Plus, with built-in GPS, you can accurately track your outdoor activities and explore new routes with confidence.

Pros:

• Stylish design that combines fashion and functionality.
• Comprehensive health and wellness tracking features.
• Built-in GPS 
• On-wrist app access for personalized customization.
• Compatible with both Android and iOS devices.
• Fitbit’s trusted ecosystem for a holistic health and wellness experience.

Cons:

• The watch band options may be limited.
• Compatibility may vary depending on the device and operating system.

7. Garmin Venue 2 Plus

Specs and Features:

• 1.3-inch AMOLED touchscreen 
• 416 x 416 pixels for clear and detailed display.
• Durable stainless steel bezel
• Integrated NFC chip for seamless contactless payments.
• Compatibility with Garmin Pay for convenient transactions.

Boasting a sleek and modern design, the Garmin Venu 2 Plus exudes elegance and functionality.

Its vibrant display delivers crisp visuals and vibrant colors, ensuring a delightful user experience.

The watch’s slim profile and comfortable strap make it a pleasure to wear throughout the day, whether you’re engaged in workouts or going about your daily routine.

The Garmin Venu 2 Plus offers seamless NFC technology, enabling effortless contactless payments.

With compatibility across popular payment platforms like Garmin Pay, you say goodbye to fumbling for cards or cash.

Here’s a complete list of countries or banks that supports Garmin pay.

Beyond NFC and contactless payments, the Garmin Venu 2 Plus is a comprehensive health and fitness companion. 

Equipped with advanced sensors and features, it offers a range of health metrics including heart rate monitoring, sleep analysis, stress tracking, and even guided workouts. 

With its efficient power management system, the watch can keep up with your active lifestyle, providing continuous tracking and notifications throughout the day.

The watch also offers on-device music storage and streaming capabilities, allowing you to enjoy your favorite tunes while leaving your phone behind. 

With built-in GPS and navigation features, you can confidently explore new routes and adventures.

Pros:

• Secure contactless payments.
• Quality and durability for long-lasting performance.
• Intuitive and user-friendly interface 
• Popular payment platforms for hassle-free transactions.
• Robust connectivity options
• Compatibility with both Android and iOS devices

Cons:

• Limited app selection compared to other smartwatch platforms.
• Higher price range compared to some competitors in the market.
• Some users may find the watch size to be larger or bulkier.

8. Garmin Forerunner 55

Specifications and Features 

• 1.04-inch color display for clear visibility
• 208 x 208 pixels for sharp and detailed visuals.
• Lightweight and durable design 
• Built-in GPS for accurate tracking 
• Adaptive training plans 
• VO2 Max Estimate
• Body Battery Energy Monitoring

The Garmin Forerunner 55 is a feature-packed GPS running watch designed to enhance your running experience and help you achieve your fitness goals. 

With its sleek design, advanced tracking capabilities, and comprehensive training features, it is an excellent companion for runners of all levels.

One of the standout features of the Forerunner 55 is its built-in GPS, which accurately tracks your pace, distance, and routes. 

Whether you’re running on the road or hitting the trails, you can rely on the watch to provide precise data to analyze and improve your performance. 

The Garmin Forerunner 55 not only excels in its fitness and tracking capabilities but also offers the convenience of NFC for contactless payments.

Whether you’re grabbing a post-run coffee or picking up groceries on the way home, the Forerunner 55 enables you to make hassle-free payments.

The watch offers a variety of sports modes to cater to different activities, including running, cycling, indoor track, and treadmill.

The Forerunner 55 also offers adaptive training plans and personalized coaching guidance, helping you set goals and stay motivated on your fitness journey.

In addition to its fitness features, the Forerunner 55 offers a range of health and wellness monitoring capabilities. 

It provides an estimate of your VO2 max, a key indicator of your aerobic fitness, giving you an understanding of your overall fitness level. 

With Bluetooth and ANT+ connectivity, you can easily sync your data with the Garmin Connect app, where you can analyze your activities, set goals, and join challenges. 

The Forerunner 55 also offers features like LiveTrack, allowing your friends and family to follow your activities in real-time for added safety.

Pros:

• Precise pace, distance, and route information.
• Wrist-based heart rate monitoring 
• Multiple sports modes
• Adaptive training plans and personalized coaching 
• VO2 max estimate to measure your aerobic fitness.
• Garmin Connect compatibility 
• Impressive battery life for extended use.

Cons:

• Limited music storage capacity 
• The design may be too sporty for some users 
• The display may not be as vibrant and high-resolution as some other smartwatches.

9. Fossil Gen 6

Specs and Features:

• AMOLED touchscreen display
• Android and iOS smartphones compatible
• Wear OS by Google
• Qualcomm Snapdragon Wear 4100+
• Storage: 8GB
• Water Resistance: Up to 3ATM
• Fast Charging

With its sleek design and advanced technology, Gen6 offers an exceptional user experience for those seeking a smartwatch with NFC and contactless payment capabilities. 

This feature adds a new level of convenience to your everyday routine, whether you’re shopping, dining out, or running errands.

Beyond its NFC capabilities, the Fossil Gen 6 boasts a range of features that enhance your overall smartwatch experience. 

Powered by Wear OS by Google, it offers seamless integration with your Android or iOS smartphone, providing you with notifications, messages, and app alerts directly on your wrist. 

The Gen 6 smartwatch sports a vibrant and customizable touchscreen display, which not only allows for easy navigation but also adds a touch of style to your wrist. 

With a variety of watch faces and interchangeable straps to choose from, you can personalize your smartwatch to match your unique style and preferences.

Fitness enthusiasts will appreciate the extensive health and fitness tracking capabilities of the Fossil Gen 6. 

It features a built-in heart rate monitor, step counter, and various activity tracking modes to help you monitor your fitness goals and progress.

With regards to battery life, the Fossil Gen 6 ensures you can keep up with your busy schedule.

Its fast-charging capabilities allow you to quickly power up your watch, ensuring you spend less time waiting and more time enjoying its features. 

However, it is worth noting that battery life may vary depending on usage and settings.

Pros:

• Convenient and secure contactless payments.
• Seamless integration with your smartphone 
• Customizable touchscreen display 
• Extensive health and fitness tracking features 
• Built-in GPS 
• Music control and voice-activated Google Assistant
• Fast-charging capabilities for quick power-ups.

Cons:

• Battery life may vary depending on usage.
• Limited compatibility with third-party apps

10. Mobvoi Ticwatch E3

Specs and Features:

• 1.3-inch AMOLED touchscreen Display
• Resolution: 360 x 360 pixels
• Case Size: 44mm
• Compatibility: Android and iOS smartphones
• Operating System: Wear OS by Google
• Google Assistant
• Water and Dust Resistance
• Strava Integration
• Fast Charging

Lastly, the Mobvoi TicWatch E3 is a versatile and feature-rich smartwatch that offers an excellent balance of functionality and affordability. 

Powered by the Qualcomm Snapdragon Wear 4100 processor and running on Wear OS by Google, it delivers a smooth and responsive user experience.

One of the standout features of the TicWatch E3 is its NFC technology, which enables contactless payments using Google Pay.

This convenient feature allows you to make purchases with just a simple tap of your wrist, eliminating the need to carry cash or cards.

The watch boasts a vibrant and crisp 1.3-inch AMOLED touchscreen display with a resolution of 360 x 360 pixels. It provides clear visibility, making it easy to navigate through menus, read notifications, and interact with apps. 

When it comes to fitness tracking, the TicWatch E3 doesn’t disappoint. It offers a comprehensive set of health and activity tracking features, including a heart rate monitor, accelerometer, and gyroscope. 

You can track your steps, calories burned, and distance traveled, as well as choose from various workout modes to monitor your progress during different activities.

The built-in GPS ensures accurate tracking of outdoor exercises without relying on your smartphone. Whether you’re running, cycling, or hiking, you can confidently track your routes and review your performance afterward.

In addition to fitness tracking, the TicWatch E3 also offers sleep tracking capabilities. It monitors your sleep patterns, including sleep duration, sleep stages, and sleep quality. 

It provides valuable insights to help you improve your sleep habits and overall well-being.

With its IP68 water and dust resistance rating, the TicWatch E3 is built to withstand daily wear and various environmental conditions. 

You can wear it while washing your hands, getting caught in the rain, or even during a sweaty workout session without worrying about damaging the device.

On the battery front, the TicWatch E3 offers a respectable battery life of up to 48 hours, depending on usage. 

Overall, its combination of powerful hardware, extensive fitness tracking features, and seamless integration with Google services make it a worthy contender in the smartwatch market.

Pros:

• NFC technology for convenient contactless payments.
• Bright and vibrant AMOLED display.
• Comprehensive fitness tracking features.
• Built-in GPS for accurate outdoor activity tracking.
• Sleep tracking to monitor and improve sleep quality.
• Water and dust resistance for added durability.
• Smooth performance with the Qualcomm Snapdragon Wear 4100 processor.
• Customizable watch faces to suit personal style.

Cons:

• Battery life could be improved for extended usage.
• Limited app selection compared to other smartwatch platforms.

Note: We tried to cover the premium models in this guide. However, If you want to go for budget smartwatches with NFC, you can also check out Xiaomi and Amazfit Smartwatches with NFC.

How to Choose the Best Watches for Smartwatches with NFC for Contactless Payments

Choosing the best smartwatch with NFC for contactless payments can be an exciting yet challenging task. 

Here are some key aspects to consider when choosing the best smartwatch for NFC and contactless payments:

• Compatibility: Ensure that the smartwatch you choose is compatible with your smartphone’s operating system. 

Whether you have an Android or iOS device, make sure the smartwatch seamlessly integrates with your smartphone for a smooth user experience.

• NFC Technology: Look for a smartwatch that comes with built-in NFC technology. Make sure you test that NFC is working on your smartwatch.

• Design and Style: Consider the design and style of the smartwatch. It should not only be functional but also match your personal style and preferences. 

Whether you prefer a sleek and minimalist design or a more rugged and sporty look, choose a smartwatch that complements your lifestyle.

• Display and User Interface: The display size, resolution, and user interface play a crucial role in the overall user experience. 

Look for a smartwatch with a clear and responsive touchscreen display that allows for easy navigation and readability, even in different lighting conditions.

• Battery Life: Smartwatches require regular charging, so it’s essential to consider the battery life of the device. 

Look for a smartwatch that offers sufficient battery life to last throughout your daily activities, including contactless payments, without frequent recharging.

• Fitness and Health Tracking: If you’re interested in tracking your fitness and health goals, consider a smartwatch that offers robust tracking features. 

Look for built-in heart rate monitors, step counters, sleep tracking, and GPS capabilities to monitor your activities and progress accurately.

• Additional Features: Explore the additional features and functionalities offered by the smartwatch. 

These may include receiving notifications, controlling music playback, accessing voice assistants, tracking weather updates, or even storing music directly on the device.

• Price and Value: Set a budget for your smartwatch purchase and compare the features and specifications offered by different models within your price range. 

Consider the value the smartwatch provides in terms of its features, durability, and overall user experience.

How Did We Conduct Our Research In order to provide accurate and reliable information for this guide, we conducted extensive research using various sources. As part of our personal ownership, we utilized the Samsung Watch 5, Apple Watch Ultra, Fossil Gen 6, and Garmin Venu 2 to evaluate their NFC capabilities firsthand. Plus, i personally own Apple Watch 8, and have been using it since its launch last year in 2022. I utilized that first-hand experience by trying and testing its NFC features as well. For the remaining smartwatches, we conducted thorough investigations by consulting multiple online forums, customer reviews, expert opinions, and industry reports. This approach allowed us to gather a wide range of perspectives and insights, enabling us to provide a well-rounded assessment of the best smartwatches with NFC for contactless payments.

To Wrap it up!

In conclusion, choosing the best smartwatch with NFC for contactless payments requires careful consideration of various factors.

After thorough analysis and assessment, one smartwatch stands out as an exceptional choice for NFC-enabled contactless payments: the Apple Watch Series 8. 

However, it’s important to note that individual preferences and needs may vary, and there are other great options available in the market.

It’s recommended to thoroughly research and compare different smartwatches based on the specific features and requirements that matter most to you.

Frequently Asked Questions 

Are all smartwatches equipped with NFC for contactless payments?

No, not all smartwatches have NFC capabilities for contactless payments. It’s essential to check the specifications and features of a smartwatch to determine if it supports NFC technology. 

Can I use any payment platform with a smartwatch’s NFC feature?

The payment platform compatibility of a smartwatch’s NFC feature depends on the watch’s operating system and the supported payment platforms. 

For example, Apple Watches are compatible with Apple Pay, while some Android-based smartwatches support Google Pay, Samsung Pay, or other payment platforms.

Are there any security concerns with using NFC and contactless payments on a smartwatch?

Smartwatches with NFC and contactless payment capabilities prioritize security to protect your financial information. They use encryption and tokenization techniques to safeguard your transactions.